Travel Insurance by Trip Type

Choose the Right Cover for Your Trip

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Are you planning a trip and looking for the right travel insurance to suit your needs? At Travel Protect, we understand that different trips require different types of coverage. That's why we offer various travel insurance options, so you can choose the right cover for your trip.

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Whether you're planning a backpacking adventure, a business trip, or a ski holiday, you can customise to find the cover you need. Our travel insurance plans are designed to provide you with peace of mind and can protect you from unexpected expenses that could ruin your trip.

A cruise, a backpacking year and a three-day business trip do not go wrong in the same ways, so they should not be insured in the same way. Travel Protect builds cover around one flexible Explorer plan plus optional upgrades, so instead of buying a one-size policy you switch on the cover your trip actually needs and leave off what it does not.

Our Insurance Plans

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COVID BASIC
  • Emergency Medical and Additional Expenses* Unlimited* for up to 12 months of treatment
  • Funeral expenses overseas* Up to $2,000
  • Hospital benefit and confinement* $50 per day - up to a maximum of $1,000
  • Airfare reimbursement* up to $2,500
Plan Icon
EXPLORER
  • Emergency Medical and Additional Expenses* Unlimited* for up to 12 months of treatment
  • Funeral expenses overseas* Up to $20,000
  • Hospital benefit and confinement* $50 per day - up to a maximum of $5,000
  • Airfare reimbursement* up to $2,500


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How it works

Every Explorer policy starts with unlimited* overseas emergency medical cover and 24/7 emergency assistance. From there you set your own limits for cancellation and trip interruption (up to $40,000) and luggage (up to $10,000), add rental vehicle excess if you are hiring a car, and attach the packs your trip type calls for: cruise, snow, or motorcycle and moped. Travellers aged 0 to 99 are eligible (you must be 18 or over to purchase), on trips of up to 12 months across 180+ countries.

Pick your trip type

  • Cruise: sea days change everything about medical care and missed connections. The cruise pack is essential, not optional, for any itinerary with cruise nights.
  • Backpacking: long durations, many borders, hostels and adventure activities. Cover for up to 12 months with luggage limits sized to what is on your back.
  • Business: tight schedules where a cancelled flight could cost more than the airfare. Cancellation and trip interruption cover keeps a disrupted trip from becoming an expensive one, and multi trip policies may suit frequent flyers.
  • Road trips: rental vehicle insurance excess cover is built into Explorer, so a chipped windscreen or car park scrape does not cost you a four-figure excess.
  • Long stays: up to 12 months of continuous cover, with the same unlimited* emergency medical benefit on day 340 as on day 1.
  • International and domestic: cover for 180+ countries, plus domestic Australian policies where medical is handled by Medicare but cancellations, luggage and rental excess are not.

Not sure which applies? Get a quote, and the options relevant to your destination, dates and travellers are presented as you go.

Explore each benefit

Backpacking

Backpacking

If you're planning a backpacking adventure, make sure you customise your cover suit your unique circumstances. Our plans can provide coverage for emergency medical expenses, trip cancellation, and baggage loss or delay, so you can focus on enjoying your trip.

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Business

Business

If you're travelling for business, our travel insurance can provide coverage for trip cancellation, emergency medical expenses, and more. We understand that business travel can be stressful, so let us take care of your travel insurance needs.

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Ski and Snow

Ski and Snow

Skiing and snowboarding are great fun, but they can also be dangerous. Our travel insurance can be customised to provide coverage for emergency medical expenses, trip cancellations, and more, so you can hit the slopes with peace of mind. Don’t forget to add on the Snow Pack.

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Domestic

Domestic

Things happen even when travelling close to home, this is where our domestic product can help…

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Long Term

Long Term

If you're planning a long-term trip, our travel insurance can be customised to provide coverage for emergency medical expenses, trip interruption, and more. Our plans are designed to provide you with peace of mind for trips lasting up to 12 months.

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Road Trip

Road Trip

If you're planning a road trip, make sure you are protected with travel insurance. Our plans can provide coverage for emergency medical expenses, trip interruption, and more, so you can hit the open road with peace of mind.

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International

International

Travelling overseas? Our travel insurance can be customised to provide coverage for emergency medical expenses, trip cancellations, and more. With our plans, you can travel with peace of mind knowing that you can be covered for unexpected expenses.

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Cruising

Cruising

Cruises can be expensive, and with so many moving parts, there are many things that can go wrong. That's why we offer travel insurance policies that can be customised to cover you for the risks that come with cruising. Our policies can cover you for trip cancellation, interruption, and delay, as well as emergency medical expenses, lost or stolen luggage, and more. Enjoy your cruise with peace of mind knowing that you can be covered by Travel Protect.

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Adventure Sports

Adventure Sports

If you're planning an adventure sports trip, it's important to have the right coverage in case of injury or other unforeseen circumstances. Our travel insurance policies can provide coverage for a range of activities, including rafting, snowboarding, and more. Don't take any chances - get the protection you need with Travel Protect.

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Any advice on this page is general only and does not consider your objectives, financial situation or needs. Before deciding, read the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD), available on our Product Documents page. Terms, conditions, exclusions, limits and sub-limits apply. *Unlimited overseas emergency medical cover is subject to policy terms. Travel Protect is a business of Wise & Silent (AR 1301320), an authorised representative of battleface Insurance Services Pty Ltd (AFSL 536280); policies are underwritten by Pacific International Insurance Pty Ltd.

Click below to get a quick competitive quote
or view our plans page for more information on our cover options

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