What is Road Trip Travel Insurance and Why Do You Need It?

Road trip travel insurance provides coverage that you can tailor for road trips. When planning a road trip, it's important to consider unexpected events that may occur such as accidents or other unforeseen issues. It is important to note that this travel insurance does not remove the need for you to take out car insurance which will generally provide cover for matters such as road accidents and breakdowns.

Other trip types

The Benefits of Travel Insurance for Road Trips

Road trips can be an exhilarating experience, but they can also pose risks. Driving for long hours can cause fatigue and increase the risk of accidents. A road trip in a foreign country can also present unique challenges, such as unfamiliar traffic laws and rental cars. With travel insurance for road trips, you can have financial protection in case of unexpected events, allowing you to fully enjoy your adventure without worries.

What Does Road Trip Travel Insurance Cover?

At Travel Protect, we offer a range of travel insurance plans that can be tailored to your specific needs and budget. Our road trip travel insurance plans typically cover the following:

• Emergency medical and dental expenses
• Rental vehicle insurance excess
• Lost, stolen, or damaged luggage
• Personal liability
• Trip cancellations or delays

Rental Vehicle Insurance Excess Cover Explained

Rental vehicle insurance excess cover is an optional benefit that can protect you from incurring excess charges in the event your rental car is damaged or stolen. For example, if your rental car insurance has a $1,000 excess and you have an accident that causes $2,500 in damage, your travel insurance policy would cover the $1,000 excess, and the rental car insurance would cover the remaining $1,500. However, depending on your plans, rental vehicle insurance excess cover may not be necessary, so it's important to review your options carefully.