Backpacking multiplies everything travel insurance exists for: more months, more borders, more buses, more hostels, more chances for a bag to walk off and more temptation to rent a scooter in Pai. Travel Protect covers trips of up to 12 continuous months across 180+ countries on a single Explorer policy, with the flexibility to size the cover to a backpacker's budget.
Unpack These Benefits
Cover built for the long way round
- Unlimited* overseas emergency medical, for the whole trip, whether that is food poisoning in month one or a hiking injury in month eleven, with 24/7 emergency assistance in every time zone.
- Luggage cover you can size yourself. Explorer's optional luggage cover goes up to $10,000, but a backpacker carrying a pack, a phone and a battered laptop can select a lower limit and pay less. Cover what you actually carry.
- The motorcycle and moped pack. Scooters are the backpacker vehicle of Southeast Asia, and unlicensed riding is the most common reason claims get declined across the industry. Hold the right licence, wear a helmet, add the pack, and riding becomes a covered activity instead of a gap.
- Cancellation that matches loose plans. Backpackers book as they go, so prepaid costs are lower. You can set a modest cancellation limit rather than paying for $40,000 per traveller of cover if you do not need it; the limit is yours to choose.
Multi-country trips without the paperwork
One policy can cover a multi-country route: select all the countries or regions you plan to visit, such as All of Asia or All of Europe, when you quote. Adding a region up front can cost little; discovering a gap from a clinic in a country you forgot to list can cost a lot. Plans can be extended with upgrades along the way through a plan change request if your route grows.
Why Choose Travel Protect?
At Travel Protect, we understand the unique risks that come with backpacking. Our 24/7 assistance professionals are ready to help you navigate any situation, whether it's finding a doctor or getting a message to your loved ones back home. If your trip is disrupted by a covered event, we'll work to get you back on track, no matter where you are or how long you're gone. You can confide in us knowing that Travel Protect will be with you during your backpacking adventure.
- Explore a Diverse Array of Travel Insurance Plans - Uncover Your Perfect Fit on Our Website Today!
- Stay Protected with Top-Notch Emergency Assistance Services - Discover How We've Got You Covered on Our Dedicated Emergency Assistance Page.
- Hassle-Free Claims Process Made Easy - Get the Inside Scoop on Our Smooth Claims Procedure by Visiting Our Informative Claims Page.
- Exceptional Customer Support - Have Burning Questions About Our Travel Insurance Products or Services? Don't Hesitate to Reach Out to Our Friendly Team for Prompt Assistance.
- Unveiling the Fine Print - Explore Our Product Documents to Unravel the Intricacies of Coverage Terms and Conditions, Ensuring You Make the Most of Your Baggage and Personal Effects Insurance.

Frequently asked questions
Up to 12 months of continuous cover on a single trip policy.
Theft from shared accommodation is a common claim scenario. Keep valuables secured and keep receipts or photos of expensive items; unattended belongings are generally not covered, consistent with the wider market.
Yes - As long as you're not competing in professional sports or activities excluded within the policy (PDS).
Any advice on this page is general only and does not consider your objectives, financial situation or needs. Before deciding, read the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD), available on our Product Documents page. Terms, conditions, exclusions, limits and sub-limits apply. *Unlimited overseas emergency medical cover is subject to policy terms. Travel Protect is a business of Wise & Silent (AR 1301320), an authorised representative of battleface Insurance Services Pty Ltd (AFSL 536280); policies are underwritten by Pacific International Insurance Pty Ltd.