Personal Liability Insurance

Personal liability insurance is a type of coverage that can provide financial protection to individuals in the event they are held liable for damages or injuries caused to a third party. While it's not a requirement for most travel destinations, it's an essential insurance cover that protects you from unforeseen circumstances that can lead to financial ruin.


What is Personal Liability Insurance?

Personal Liability Insurance can cover you in the event that you accidentally cause damage or injury to another person (not a member of your family or travelling party) or their property (not owned by you, a member of your family or travelling party) while travelling. For instance, if you accidentally damage someone's property or cause injury to a person, you could be held liable for the damages, which can be financially crippling. With personal liability insurance, you can have protection from these financial liabilities.

Other benefits

Trip cancellation
Emergency medical

What does Personal Liability Insurance Cover?

Personal liability insurance covers the legal liability to pay damages or compensation if someone (not a member of your family or travelling party) is injured or their property (not owned by you, a member of your family or travelling party) is damaged by you while you are travelling.

Why do I need Personal Liability Insurance?

Accidents can happen, and if you are held liable for causing injury or damage to someone, the financial implications can be devastating. Personal liability insurance can provide financial protection and peace of mind while you travel.

How much Personal Liability Insurance do I need?

The amount of personal liability insurance you need depends on the travel destination and the activities you plan to undertake. Some countries require a minimum amount of coverage for visitors, while other countries do not have any requirements. Travel Protect offers $2,500,000 in legal liability cover. It's important to assess the risks involved in your travel and ensure that you have sufficient protection.

How can I purchase Personal Liability Insurance?

You can purchase personal liability insurance through a travel insurance provider. At Travel Protect, we offer a range of travel insurance plans that include personal liability insurance coverage. You can purchase our plans online or by contacting our customer service team.

Secure Your Travels With Travel Protect

  • Embark on Your Journey with Confidence - Explore Our Extensive Range of Travel Insurance Plans to Discover the Perfect Match for Your Adventure!
  • Smooth and Stress-Free Claims Process - Lost or Damaged Baggage? Our Claims Page Provides Essential Information to Help You Quickly Resolve Your Situation.
  • Unlock Insights and Peace of Mind - Delve into Our Comprehensive FAQ Section, Offering Answers to Frequently Asked Questions About Travel Insurance and More.
  • Personalised Support at Your Service - Visit Our Customer Service Page to Connect with Our Knowledgeable Team, Eager to Assist You with Any Inquiries or Concerns.
  • Unveiling the Fine Print - Explore Our Policy Wording to Unravel the Intricacies of Coverage Terms and Conditions, Ensuring You Make the Most of Your Baggage and Personal Effects Insurance.

*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

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