Comprehensive Travel Insurance
Our Explorer travel insurance plan can cover you for a range of benefits including emergency medical and hospital expenses, trip cancellation or interruption, baggage and personal effects, and personal liability. With our Explorer plan, you can also choose from a range of optional upgrades to tailor your cover to suit your needs. These include coverage for rental car insurance excess, pet boarding and winter sports with our snowpack.
Our Insurance Plans
Choose a plan that is best for you
- Unlimited* Medical
- Up to $4,000 in Cancellation and Trip Interruption
- No Benefit for Lost Baggage
- Unlimited* Medical
- Up to $40,000 optional cover for Cancellation and Trip Interruption
- Up to $10,000 optional cover for lost or stolen luggage
- Rental vehicle insurance excess
- Optional cover for Cruise, Ski or Motorcycle
GET A QUOTE
Compare Plans
The table below is a summary of the standard benefits covered by each policy:
COVID BASIC
EXPLORER
Emergency Medical and additional expenses
Unlimited*
Unlimited*
Cancellation or trip interruption
As Selected
As Selected
Luggage and personal effects
Not Available
As Selected
Travel Delay
Not Available
$2,000
Personal Liability
Not Available
$2,500,000
Personal Accident
Not Available
$50,000
Pet Boarding
Not Available
$50/day
Rental Vehicle Excess
Not Available
$6,000
Optional Cover
Snow Pack
Not Available
As Selected
Motorcycle / Moped Pack
Not Available
As Selected
Cruise Pack
Not Available
As Selected
Medical Expenses
Emergency Medical & Hospital Expenses:
Unlimited*
Unlimited*
24/7 Emergency Assistance
Yes
Yes
Emergency evacuation and repatriation
Unlimited*
Unlimited*
Airfare Reimbursement
not available
Yes
Medical Companion
Yes
Yes
Emergency dental treatment
Yes
Yes
Funeral Expenses abroad
Yes
Yes
Hospital benefit and confinement
$1,000
$5,000
Personal Liability
---
$2,500,000
Permanent Disability or Personal Accident
not available
$50,000
Cancellation or trip interruption
Cancellation or trip interruption
$4,000
As Selected
Travel resumption
not available
Yes
Travel agent fees
$1,500
$1,500
Travel Delay
not available
$2,000
Hijacking
not available
As Selected
Luggage / Baggage
Luggage and personal effects
not available
As Selected
Delayed Baggage allowance
not available
$300
Travel document replacement
not available
$5,000
Rental Vehicle Excess
not available
$6,000
Snow Pack
Emergency Rescue
not available
Unlimited*
Replacement snow sports equipment
not available
$300
Loss of Lessons due to Injury or illness
not available
$300
Loss of lift pass due to Injury or illness
not available
$300
Equipment Loss or theft
not available
As Selected
Resort closure due to insufficient or too much snow
not available
$500
Cruise Pack
Onboard Medical Treatment
not available
Unlimited*
24/7 Emergency Assistance when cruising
not available
Unlimited*
Evacuation - Ship to Shore
not available
Unlimited*
Loss of prepaid shore excursions
not available
As Selected
Cabin Confinement
not available
$1,000
Emergency Medical and additional expenses
Unlimited*
Cancellation or trip interruption
As Selected
Luggage and personal effects
As Selected
Travel Delay
$2,000
Personal Liability
$2,500,000
Personal Accident
$50,000
Pet Boarding
$50/day
Rental Vehicle Excess
$6,000
Optional Cover
Snow Pack
As Selected
Motorcycle / Moped Pack
As Selected
Cruise Pack
As Selected
Medical Expenses
Emergency Medical & Hospital Expenses:
Unlimited*
24/7 Emergency Assistance
Yes
Emergency evacuation and repatriation
Unlimited*
Airfare Reimbursement
Yes
Medical Companion
Yes
Emergency dental treatment
Yes
Funeral Expenses abroad
Yes
Hospital benefit and confinement
$5,000
Personal Liability
$2,500,000
Permanent Disability or Personal Accident
$50,000
Cancellation or trip interruption
Cancellation or trip interruption
As Selected
Travel resumption
Yes
Travel agent fees
$1,500
Travel Delay
$2,000
Hijacking
As Selected
Luggage / Baggage
Luggage and personal effects
As Selected
Delayed Baggage allowance
$300
Travel document replacement
$5,000
Rental Vehicle Excess
$6,000
Snow Pack
Emergency Rescue
Unlimited*
Replacement snow sports equipment
$300
Loss of Lessons due to Injury or illness
$300
Loss of lift pass due to Injury or illness
$300
Equipment Loss or theft
As Selected
Resort closure due to insufficient or too much snow
$500
Cruise Pack
Onboard Medical Treatment
Unlimited*
24/7 Emergency Assistance when cruising
Unlimited*
Evacuation - Ship to Shore
Unlimited*
Loss of prepaid shore excursions
As Selected
Cabin Confinement
$1,000
*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read theProduct Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.